INSURANCE FOR INJURIES
Rugby Australia has arranged the National Risk Management and Insurance Programme on behalf of our Member Unions, their Affiliate Unions, Clubs and Referee Associations.
All Clubs affiliated with Rugby Australia and/or the various Member Unions are automatically covered under the National Risk Management and Insurance Programme annually.
All participants (Players, Coaches, Officials) must be registered with Rugby Australia in order to obtain coverage under the National Risk Management and Insurance Programme.
Participation in the National Risk Management and Insurance Programme is compulsory for all Clubs competing in competitions managed by Rugby Australia and/or Member Unions, and a National Participant Insurance Levy is payable by participants upon registration.
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2024 Individual Player Insurance Levies
Whilst the National Risk Management and Insurance Programme provides basic levels of cover for players and others participating in Rugby, it is not all-encompassing (this is necessary to keep the cost of insurance affordable for all players) and does not seek to replace the need for other insurances.
IMPORTANT, PLEASE NOTE: Rugby Australia encourages all players and officials to take out their own private health insurance, life insurance and ‘Top Up’ coverage over and above the coverage provided under the National Risk Management and Insurance Programme.
Capacity exists under the National Risk Management and Insurance Programme to extend cover to a Special Event on a one-off or short-term basis. The policy can only be extended with sanctioning approval of the respective Member Union.
Additionally, groups of persons (referred to as ‘Entity Team’) who wish to play and train but not necessarily form, or be part of, a Club, regular Competition or Special Event, may obtain insurance provided that they meet certain requirements.
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Submitting a Claim
If you wish to make a claim or notify an incident for General Liability, Professional Indemnity or Management Liability, please contact Gallagher AU
POLICIES and PROCEDURES
Rugby Australia & Rugby Union South Australia both have various Policies & Procedures on their websites.
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Rugby Australia link Codes and Policies | Rugby Australia
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Rugby Union South Australia link Rugby SA Policies & Procedures | SA Rugby